

You can use a prepaid debit card to pay bills with Moneygram online or at agent locations, though fees apply. Moneygram is a payment transfer service similar to Western Union. You can also use Western Union to pay bills online or in-person at Western Union locations using a prepaid debit card or credit card for a fee. Western Union allows you to send money to more than 500,000 locations in the U.S. When using prepaid debit cards to pay bills, it's important to understand the fees you might pay. Prepaid debit cards allow you to load cash that you can then use to make purchases or pay bills. If you don't have a bank account, but you still need to pay bills, here are some of the options you might have:
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How to Pay Bills When You Don't Have a Bank AccountĪ bank account can make managing money easier, but 5% of Americans don't have one, according to the Federal Reserve. But you might be able to pay your electric bill through the utility company's website using your debit card or credit card. You'll need to have your bank account number and routing number to make the payment. The biller typically determines the payment method you can use.įor example, your credit card company might allow you to log in and schedule a payment using your bank account. If you're not using your bank's bill pay service, you can still pay bills online by visiting the biller's website. You can check with your bank to see if it guarantees online bill payments. If they don't and you're charged a late fee, Wells Fargo will reimburse you for the expense. Wells Fargo, for example, guarantees online bill payments will get there on time. And if your bank offers a payment guarantee, you don't have to worry about late payments. Paying bills through your bank can save time and money.

Select an existing biller or enter information for a new biller.Navigate to the bill payment section of the menu.Here's how the process works if you're paying bills using your bank's online bill pay service: There are two basic steps involved: choosing a payment method and scheduling the payment. You could log in to your DMP account to schedule monthly payments with your debit card. You could visit the biller's website and enter your debit card information to process the payment.įor example, say you're enrolled in a debt management plan (DMP). That might be a good option for bills you only have to pay every once in a while or can't pay through your bank's online bill pay option. You can also use your debit card to pay bills online. Remember that you'll need to have enough money in your account to cover those payments to avoid overdraft fees. You can set up automatic payments for credit cards, utilities or other bills you want to pay on autopilot. You can make a one-time payment, schedule a future payment or set up recurring payments.Īutomatic bill payments can save you time since you only have to schedule them once. This feature allows you to schedule payments for bills directly from your bank account.
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Most banks and credit unions offer online bill pay services free to customers.

The sky-high bills have prompted hilarious memes on social media. Discoms have pointed to consumers working from home and extra usage of fans, air conditioners and other appliances contributing to this increase in consumption.
